workers compensation solutions alternative risk financingexacting guidelines adhere regulatory requirementslong term self insurance programs

Partner with the leader in

Workers' Compensation
Solutions & Alternative
Risk Financing.

We’re 100% committed to delivering self-insured plans that bring members ongoing cost savings and added control.

Why Choose Monument?Learn About Our Services

We’ve maintained 98%client

since our founding.

Going above and beyond best practices,

We Hold Ourselves to Higher Standards.

Built on conservative management, we've established and follow our own exacting guidelines to ensure we adhere to all applicable regulatory requirements.

See Our Proven MethodsMeet our Experienced Team

Our loss control staff perform over
each year to our clients.

Our strength is reflected by the fact that

We're Still Managing the First Group we Created.

While markets have continued to change, Monument has continually managed every group we've ever created – successfully delivering fiscally sound, long-term solutions.

SEE Our Successful ProgramsLearn About Our History

Monument oversees the administration
for nearly 25%of all CA


I am a Prospective Member


All of the groups under Monument management are currently in a regulatory surplus and are in full regulatory compliance.

why self-insure?

A group self-insurance program is superior because it is governed by its members, and can be customized to meet the specific group’s needs, as opposed to purchasing a "one-size-fits-all" policy. Self-insured groups can:

  • Lower Costs
  • Close Claims Faster
  • Ensure Compliance with Program Oversight
  • Return Surplus Funds to Members

learn more


why monument?

Because we outperform the insurance industry. Our specialized programs are designed to reduce employers’ net costs of workers' compensation insurance while improving the available services and giving employees more control over their workers' compensation costs.

learn more

I am an Insurance Broker


The combined net worth of membership in programs under Monument's management is
$2 Billion.

Align Your Clients with a Workers' Comp Leader

For over a decade, we've helped organizations reduce their net costs of workers' compensation insurance. Your clients will reap the rewards of our stable, proven, conservative approach to program implementation and management. We'll help you deliver customized solutions through:

  • Program Feasibility Analysis
  • Plan Design and Implementation
  • Regulatory Approval
  • Program Administration

learn more


A Partner for Success

Specializing in businesses that are underserved by the insurance industry, we will tailor our programs to provide your clients with fiscally secure, long-term solutions. Our current programs include:

learn more


News & Commentary


INDUSTRY INSIGHT: CSIA Annual Meeting and Educational Conference
read more

Upcoming Events

What our members say

"The Monument staff is knowledgeable, has a sense of urgency, and is top notch in the industry."

Jim Smallwood  President of Lewis & Associates Insurance Brokers, Inc.